These terms govern your use of this website and any downloadable tools or templates you purchase or access.
Educational purpose
Content and spreadsheets are provided for educational and informational purposes only and are not legal, tax, or financial advice. You are responsible for verifying assumptions and results.
Digital products & downloads
- Digital downloads are delivered via a secure download link/token.
- Because digital items are delivered immediately, all sales are generally final unless required by law. If you have a problem accessing a file, contact us and we will help.
- You may use downloads for your own personal or internal business use. You may not resell, redistribute, or publish the files.
Payments
Payments are processed by third-party providers (e.g., Stripe or PayPal). Your use of those services may be subject to their terms.
Intellectual property
All site content and downloads are owned by Options Real Estate & Development or its licensors and are protected by applicable intellectual property laws.
Limitation of liability
To the maximum extent permitted by law, we are not liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the site or downloads.
Changes
We may update these terms at any time. Continued use of the site means you accept the updated terms.
Last updated: February 15, 2026
